Effective Date: 2025
These Terms and Conditions (“Terms”) govern the use of the Website operated by 1 Stop Shop Insurance (“Company,” “we,” “us,” or “our”) located at https://www.1stopshopins.com. By accessing or using this Website, you agree to be bound by these Terms.
1. Use of the Website
The Website and its content are provided for informational purposes only. The availability of information or insurance quotes on this Website does not constitute a binding offer or guarantee of coverage. All insurance applications are subject to underwriting and carrier approval.
2. Communications Consent
By submitting your contact information, you authorize the Company to contact you via telephone, text message, and email regarding your insurance inquiries and related services.
Text Messages:
You consent to receive business-related text messages. Standard message and data rates may apply. You may revoke consent by replying STOP to any text message.
Emails:
You consent to receive email communications. You may unsubscribe at any time using the link provided in the email.
3. User Obligations
Users agree to:
- Provide accurate, current, and complete information when using the Website or submitting forms;
- Not use the Website for any unlawful or fraudulent purpose;
- Not attempt to disrupt or compromise the security or functionality of the Website.
4. Intellectual Property Rights
All Website content, including text, graphics, logos, and designs, is owned or licensed by 1 Stop Shop Insurance and protected by copyright and trademark laws. Unauthorized reproduction, modification, or distribution of Website content is strictly prohibited.
5. Disclaimers
The Website and its contents are provided “as is” and “as available” without warranties of any kind, express or implied. 1 Stop Shop Insurance disclaims all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
6. Limitation of Liability
To the fullest extent permitted by law, 1 Stop Shop Insurance, its affiliates, officers, agents, and employees shall not be liable for any indirect, incidental, consequential, or punitive damages arising from or relating to your use of this Website or reliance on any content contained herein.
7. Indemnification
You agree to indemnify, defend, and hold harmless 1 Stop Shop Insurance and its affiliates from any claims, damages, liabilities, or expenses arising out of your use of the Website or violation of these Terms.
8. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Utah, United States, without regard to its conflict-of-law provisions.
Any dispute arising from or relating to these Terms shall be resolved exclusively through binding arbitration conducted in Utah, in accordance with the rules of the American Arbitration Association. Judgment upon the arbitration award may be entered in any court of competent jurisdiction.
9. Modifications
We reserve the right to revise these Terms at any time. Updates will be posted on this page with a new effective date. Continued use of the Website following such posting constitutes acceptance of the revised Terms.
10. Contact Information
For questions regarding these Terms, please contact:
1 Stop Shop Insurance
Email: info@1stopshopins.com
Location: Utah, United States